$172,765,873

Funding Requested

We have assisted many Australian businesses with millions in funding.

11,596+

Businesses Funded

We are dedicated to assisting business owners with their financial needs.

99

Industries Covered

Loanspal serves all industries operating in Australia.

How Loanspal Works

Apply in 3 minutes

Complete an obligation free application, anytime, anywhere in Australia. There is no credit check for pre-approval.

Instant Decision

Receive a pre-approval decision and a personalised repayment plan to fit your budget.

Same Day Fund Transfer

After verification is successful and contract is signed, funds can be transferred to you as fast as the same day.

Apply NowNo Obligation

Business Loan

A loan that you take out in order to open a business or to expand your business. Choosing the right business loan can be the game changer of any small business

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Caveat Loan

A caveat loan is a loan that is to be secured over real estate with a caveat only. A caveat is a document that can be lodged on the government records of ownership

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2nd Mortgage Loan

A second mortgage is basically a loan that is secured on your real estate property behind another current mortgage you may have.

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Short Term Loan

Short term loans are the fast movers of the finance world, and can be arranged and settled in just a few hours. This type of finance is the ideal option when you need cash urgently.

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Personal Loan

Having access to money when you need it creates endless possibilities. While many lenders offer a range of personal loans including car loans, travel (or holiday loans) and renovation loans,

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Bad Credit Loan

Bad credit can affect more than just our ability to borrow money. It can influence our chances of landing a job or renting an apartment.

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Welcome to Loanspal

Loanspal – Specialists in Loans & Finance Across Australia

Caveat Loans are one of the fastest short-term funding solutions in Australia, often settled within just 24 hours. These loans are secured against real estate assets such as commercial properties, residential homes, or vacant land — using a caveat as security instead of a full mortgage.

A caveat gives the lender a legal interest in the property alongside the first mortgage holder, but it does not grant the right to sell the property. This makes it a quick and flexible financing option for borrowers who need urgent funds without disrupting their existing mortgage.

If your business needs immediate working capital or expansion funds, a
Caveat Loan from Loanspal can be the perfect solution. Our tailored lending options are designed to support your growth and keep your business moving forward with minimal hassle.

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OUR TESTIMONIALS

I thought I’d drop you a quick line to say a big thank you for all your support advice the last few weeks. The experience remained the most relaxed we have ever encountered & you have given us such confidence. Once again thank you for the help extended by the loanspal Team.

Alina Cook - Perth

Bill from Loanspal helped me secure finance. He was professional throughout the process and took time to explain and answer questions. I would recommend Loanspal to anybody looking for business loans.

Alina Cook - Perth

Business Loans - Frequently Asked Questions

How much can i borrow?

The total amount you can borrow depends on the unique circumstances of your business. We look at a variety of variety of factors to determine the health of your business. Loans are then approved up to an amount of $5000,0000 with a minimum loan amount of $50,000.

Will i be penalised for an early repayment?

Early repayment and discharge fees may apply with some of our partners. Each application is assessed on several factors such was your business age, credit score or loan amount. Ask for an example of what your loan repayments would look like when speaking to one of our specialists.

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